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Starting a business is the dream of several people. This is considering that it gives more freedom and opportunity to pick a problem you wish to solve in society and work towards solving them. This is as opposed to being an employee where you have to work in line with the goals and objectives of the company that you are working with. Furthermore, your business will always belong to you and could be handed down to your children or trusted people when you decide to retire in the future. As an employee, however, you could be laid off at any time. If you were able to serve till you retire, you would have little to no influence on deciding who replaces you even if you have some other qualified people you would have wanted to take over. Chances are that the company will ask for other qualified people to apply and follow through their procedure to choose your replacement.

Starting a business is, however, not an easy task. It would require having capital and other resources that you would need to start the business working. However, with enough capital, it would always be possible to get everything you need to start your business. Hence, funds are very vital for starting a business. Here are some of the options for funding your business.


There are a lot of individuals and organizations that are willing to invest in businesses that show promise. When you are able to convince them that there is a market for your business, they would provide you with the capital needed for the business. With the capital, you can now start your business. However, they will be shareholders of your business and would continue to share from the profit of your business and probably contribute to making decisions for the business. Not everybody will be comfortable with the conditions that investors might give them. However, investors have been responsible for the start and growth of several companies around the world. 

Business loan companies
Certain companies are dedicated to providing loans to individuals and organizations looking for a business loan. This type of company is willing to provide loans for those who want to start a business and/or people who already have a business and need some money to expand or keep it running. They are likely to request a business plan if it is a new company or financial report of an existing company. You can read US business funding reviews to know which companies in the USA you can get a business loan for and the reputation of the companies.

Other loan platforms
There are a lot of other loan platforms that are not limited to business loans but also give out loans to support businesses. You can also apply on such platforms and you would be able to get a loan to start a business, expand your business, or keep your business afloat. You would be expected to pay such loans every month.

Support from family and friends
Another way you can raise money to start a business is by family and friends. Your parents could give you the amount of money you need for your business if they can afford it, or they can contribute what they have. The same applies to other family members and friends. The support could come in the form of loans or they might be giving you without requiring you to return the money. This option would work mostly if you have wealthy parents, siblings, uncles, or friends. Some people have also been able to get loans from their spouse or relations of their spouse with which they were able to start a business that went on to become very successful.

Working as an employee
If you do not have people around you that can help you with funds and you do not want to opt for taking a loan, you can consider working as an employee. You can plan to work for 2 years where you would be saving half or more than half of your income. Depending on how much your income is, the amount you can save, and the amount of capital you need to start your business, you will be able to determine how long you will have to work before having enough capital to start your business. Once you have been able to raise the capital, you can resign from the job and start the business.